Contact IR Register on Mailing
Português English

Customer in the center

Innovation and Technology
Physical Presence
Bradesco Expresso
Targeting

Customers at the core of our decisions

That is why we are present where and when they need, providing solutions aligned with their goals and needs. We are always connected to market trends and behavioral changes, aiming to deliver the best experiences.

Hyper-personalization for Customers

  • Data Intelligence
  • Data-Driven Culture
  • Specialization in each Segment
  • State of the art technology
Artificial Intelligence

Continuous learning, increasingly more humanized

AI + Voice

Understanding the client's mood during interactions and generating insights

BIA +2.3 BI

Interactions

Open Finance

Customization

  • 386 Startup members

    Active member startups (inovabra seal of maturity)

  • 436 Large corporations

    Residents and connected entities in the coinnovation environment, collaborative laboratory, and research partners

  • 3,100 Startups

    Connected through partner hubs

  • 11 Proofs of concept

    Initiatives tested with business areas, technology, and R&D, including experiments that did not progress, whose learnings are part of the cycle’s deliverables.

  • 9 Emerging Technologies

    Evolution of Bradesco’s technology readiness across 9 emerging technologies: Stablecoins, AI for Digital Assets, GNN (Graph Neural Networks), Quantum Computing, QKD (Quantum Key Distribution), AML (Adversarial Machine Learning), Multi-agent systems with collaborative architecture, Synthetic Data, and AI Observability.

Time-to-market, New Businesses, and Scalability

To accelerate digital transformation and quickly meet market demands, Bradesco adopts a robust multi-cloud strategy, leveraging the best of different cloud providers to ensure flexibility, security, and resilience. By using cloud-based solutions, our processes gain efficiency and real-time responsiveness. Additionally, through partner integrations via APIs, we expanded our digital ecosystem and created customized journeys for our customers, delivering innovative and connected solutions tailored to current needs.

inovabra

inovabra, Bradesco’s innovation ecosystem, supports the Organization and large companies in their search for solutions by connecting them with startups, technology companies, and universities, creating the conditions needed to strengthen their transformation capabilities. It also explores, recommends, and tests enabling and emerging technologies.

Bradesco Expresso: the largest correspondent network in Brazil

Simplified journeys, digital enrollment, Banks personalized offers and experiences.

  • 39.5 thousand

    Correspondents

  • +188%

    2Q26 vs. 2Q25

  • 29.5 million

    Clients served/month
    +20% 2Q26 vs. 2Q25

  • Increase in Customer Flow

    The partnership with Bradesco Expresso increases the flow of customers visiting Correspondent locations

  • Self-management

    Performance tracking, user registration and changes to passwords performed autonomously by the partner. Providing enhanced security, transparency in management and customer relations

  • Personalization

    Wide portfolio of products and services with offers tailored to clients' needs

  • Socioeconomic

    Through Bradesco Expresso, the client uses their financial resources within their own municipality, promoting increased local economic development by encouraging spending within regional businesses

Product Portfolio

Accounts Opening
Debit and Credit Card Activation
Accounts Opening
Debit and Credit Card Insurance
Withdrawal without the Card
Public and Private, INSS Payroll-deductible Loan
Personal Loans
Payment of Bank Payment Slips
Life and Residential Insurance
Deposits and Transfers
Dental Insurance

and 26 other products and services

 

 

 

Physical Presence

Brazil
  • Midwest
    8.2%
    14.4%
  • North
    8.8%
    14.0%
  • Northeast
    25.2%
    18.5%
  • Southeast
    44.1%
    14.3%
  • South
    13.6%
    9.7%

D – % Network Distribution

M – % Market Share

Grand Cayman Branch

Main Regulatory Bodies: CIMA – Cayman Islands Monetary Authority / FRA – Financial Reporting Authority . Consolidated presence as an offshore branch for over 40 years

Main Activities:

  • Bradesco’s main access to the International Capital Market.
  • Foreign Trade Financing.
  • International Treasury.

Address: 71 Fort Street, 5th Floor, Athena Tower, Georgetown, Grand Cayman
Phone Number: +1(345)945-1200
Swift: BBDEKYKY

Bradescard México, S. de R.L

Main Regulatory Bodies: PROFECO – Procuraduría Federal del Consumidor, CNBV – Comisión Nacional Bancaria y de Valores

Main Activities:

  • Credit card issuance in association with the main commercial networks.
  • Provide electronic payments, services and credit solutions.

Address: Avenida Camino al ITESO Nº 8310, Col. Parque Industrial del Bosque 1, Tlaquepaque, Jalisco, México. C.P. 45609
Phone Number: +52(33)3884-2300 – Ext.: 2478
Website: https://www.bradescard.com.mx/

Bradesco Bank and Subsidiaries (Bradesco Investments Inc. / Bradesco Global Advisors Inc. / Representaciones Administrativas Internacionales, S.A. – RAISA)

Main Regulatory Bodies: SEC – Securities and Exchange Commission, FDIC – Federal Deposit Insurance Corporation, FINRA – Financial Industry Regulatory Authority and FLOFR – Florida Office of Financial Regulation

Main Activities:

  • Private Banking and Wealth Management.
  • Personal and Commercial Banking.
  • Corporate and Institutional.
  • Real Estate Financing.
  • Retail and Institutional Brokerage Services and Investment Advisory Services.

Address: 3011 Ponce de Leon Boulevard, PH1, Coral Gables, FL33134
Phone Number: +1(305)789-7000
Swift: BFLBUS3M
Website: https://www.bradescobank.com/

New York Branch

Main Regulatory Bodies: OCC – Office of the Comptroller of the Currency

Main Activities:

  • Development and expansion of business relationship with Corporate and Financial Institutions in North America.
  • Fund-raising in the capital and interbank market.
  • Foreign Trade Financing.

Address: 450 Park Avenue 32nd Floor | New York, NY 10022
Phone Number: +1(212)688-9855
Swift: BBDEUS33

Bradesco Securities, Inc.

Main Regulatory Bodies: FINRA – Financial Industry Regulatory Authority / SEC – Securities and Exchange Commission

Main Activities:

  • Distribution of public and private securities to international investors.
  • Intermediation of purchase and sale of equity securities , primarily in the form of ADRs and Brazilian local shares.
  • Broker for Eurobonds, Commercial Paper, Certificates of Deposit, and others fixed income securities.

Address: 450 Park Avenue – 32nd Floor – New York, NY 10022 – USA
Phone Number: +1(212)888-9142

Bradesco Securities UK Limited

Main Regulatory Bodies: FCA – Financial Conduct Authority

Main Activities:

  • Connecting institutional investors in Europe to Latin America.
  • Selling of regional equity and fixed income transactions (IPO’s, Secondary Offerings, etc.).
  • Marketing and distribution of proprietary equity and fixed income research.
  • Intermediation of equity and fixed income products.
  • Trading of Bonds, Commercial Paper, Certificates of Deposit, and others.

Address: The Empress Building, 35 Dover Street, 9th Floor, London W1S 4NQ, UK
Phone Number: +1(212)888-9142

Banco Bradesco Europa S.A.

Main Regulatory Bodies: CSSF – Commission de Surveillance du Secteur Financier / EBA – European Banking Authority / ECB – European Central Bank / ESMA – European Securities and Markets Authority / BCL – Banque Centrale du Luxembourg

Main Activities:

  • Development and maintenance of commercial relations with companies and banks with interest between Brazil and Europe.
  • Corporate Banking and Trade financing.
  • Service to High Income Individuals (Private Banking).

Address: 15 John F. Kennedy, L-1855 Luxembourg
Phone Number: (+352)2541311
Swift: BBDELULL
Website: https://www.bradescoeuropa.eu/

Hong Kong Representative Office

Main Regulatory Bodies: HKMA – Hong Kong Monetary Authority.

Main Activities:

  • Prospection of customers and businesses opportunities for Banco Bradesco.
  • Carrying out local market activities, such as advertising, marketing campaigns and customer visits.
  • Acting as a communication channel between potential customers located in Asia and Banco Bradesco customers in Brazil.

Address: 3516, Two International Finance Centre, 8 Finance Street
Phone Number: +852-9863-5633

Bradesco Securities Hong Kong Limited

Main Regulatory Bodies: SFC – Securities and Futures Commission of Hong Kong

Main Activities:

  • Connecting institutional investors in Asia and the Middle East to Latin America from Hong Kong since March 2011.
  • Offering institutional equity sales and fixed income sales.
  • Dedicated to Asia, and located in Asia’s leading financial hub with access to all other financial centers of Asia and the Middle East.

Address: Suite 3516, Two International Finance Centre, 8 Finance Street Central, Hong Kong SAR
Phone Number: +852-2133-8820

  • 1,844

    Branches

  • 1,659

    Service Points

  • 39,216

    Bradesco Expresso

  • Branches Branches
  • Subsidiaries Subsidiaries
  • Representative Office Representative Office

1 – Clientes pessoa física ou jurídica consumidores de produtos da Organização Bradesco e que não possuem conta corrente. Data de Referência: September/25
Reference date: July/26.