Effective Member of the Fiscal Council of Banco Bradesco S.A. since March 2014, serving as Coordinator of the body since 2022. He contributes significantly to governance, fiscal oversight, and the Bank’s institutional soundness. He also brings relevant experience from serving on fiscal councils of companies and organizations such as Cielo S.A., Companhia Brasileira de Soluções e Serviços, Fidelity Processadora e Serviços S.A., Top Clube Bradesco, and Fundação Bradesco.

He joined Banco Bradesco S.A. in June 1982, where he built a solid executive career. He served as Executive Superintendent of the Tax Audit Department from 1998 to 2000 and, from 2000 to 2002, as Officer of Banco BCN S.A., during the institution’s acquisition process by Bradesco. In 2002, he assumed the role of Departmental Officer of the Operational Control Department (currently the Business Operations Department), focusing on segregation of duties, mitigation of operational risks, and strategic support to Treasury. Between 2009 and 2012, he returned to the Tax Audit area as Departmental Officer, with responsibility for tax, corporate, compliance, and tax litigation matters.

Graduated in Accounting from Faculdades Integradas Santo Antônio – Universidade São Francisco (São Paulo), he holds an Executive MBA in Finance from Instituto Brasileiro de Mercado de Capitais (IBMEC).

Effective Member of the Fiscal Council of Banco Bradesco S.A. since March 2022, also serving as a Full Member of the Fiscal Council of Bradespar S.A. He has over 30 years of experience in the tax, fiscal, and accounting areas, with a strong track record in risk management, corporate governance, and internal controls, particularly within large financial institutions.

He began his professional career at Ernst & Whinney (now Ernst & Young), where he worked as an external auditor for domestic and multinational companies, as well as financial institutions, focusing on accounting, tax, and legal-tax matters. This experience played a key role in developing his technical expertise in risk and compliance.

He joined Banco Bradesco S.A. in February 1999, becoming part of the Tax Audit Department, where he built a distinguished career over more than two decades. In September 2017, he was promoted to Executive Superintendent of the Tax Audit Department, a role he held until March 2021. During this period, he was responsible for managing federal tax litigation for Bradesco Organization companies, assessing risks, impacts on accounting provisions, and supporting the Risk Management area. His work was marked by strengthening internal controls and developing systems aimed at mitigating failures in the measurement of values and losses.

Graduated in Accounting from Faculdade de Ciências Jurídicas, Contábeis e Administrativas das Faculdades da Zona Leste de São Paulo (FZL) and in Law from Faculdades Metropolitanas Unidas (FMU), he holds an MBA in Controllership from Universidade de São Paulo (USP), in partnership with FIPECAFI. He has also completed executive education through the Programa de Desenvolvimento Gerencial (PDG) and the Program for Management Development (PMD), both delivered by ISE Business School – University of Navarra, in São Paulo.

Effective Member of the Fiscal Council of Banco Bradesco S.A. since May 2022, following her tenure as an alternate member since March 2021. A senior executive with over 25 years of experience in the financial market, she has a distinguished track record in corporate governance, risk management, liquidity, internal controls, and relationships with major investors, corporations, and financial institutions.

Throughout her career, she has held leadership roles at both domestic and international financial institutions of medium and large scale, with a focus on funding and capital raising. She has worked closely with Treasury, Finance, and Risk Committees, contributing to cash flow management, liquidity risk mitigation, crisis management, and the strengthening of operational processes, including back-office functions and know your customer (KYC) practices. Since April 2024, she has served as an Advisory Board Member of Instituto Devolver and, from August 2025, as a Fiscal Council Member of Fundação CPQD.

Graduated in Business Administration from Fundação Getulio Vargas (FGV/SP), she holds an Executive MBA from Instituto de Ensino e Pesquisa (Insper/SP). She has further strengthened her academic and executive background with a strong focus on board performance, governance, innovation, digital transformation, and ESG, including the Advanced Boardroom Program for Women (ABPW), with an international module at ESMT Berlin; LDR – High Impact: Leading Digital Reinvention, with an international module at IBM (White Plains, NY); the C2i (Innovation Board Member) and C2s (Social Board Member) certifications from GoNew; programs from Instituto Brasileiro de Governança Corporativa (IBGC), including Fiscal Council in Practice, Audit Committee, Oversight and Controls, and the Board Diversity Program (PDeC); as well as international programs in innovation and ESG delivered in partnership with Tel Aviv University (Lahav Executive Education) and EADA Business School (Barcelona). She has also completed the Advanced ESG Program and the SEER – Advanced Program for CEOs, Board Members, and Shareholders at Saint Paul Escola de Negócios.

She has been a member of IBEF – Instituto Brasileiro de Executivos Financeiros since 2010, of IBGC – São Paulo since 2019, and of Women Corporate Directors (WCD) since 2023. She previously served on IBGC’s Financial Institutions Governance Committee (2023–2024) and currently participates in its Capital Markets Committee.

Alternate Member of the Fiscal Council of Banco Bradesco S.A., elected to this position in March 2025. He also serves as a member of fiscal councils of companies within the Bradesco Group and other relevant financial market institutions, strengthening his role in governance and oversight bodies.

He joined Banco Bradesco S.A. in April 1983, building a solid and steadily advancing career over four decades. In February 2008, he was promoted to Executive Superintendent; in August 2010, he was elected Officer; and in June 2011, he assumed the position of Departmental Officer, a role he held until November 2023. His executive trajectory has been marked by strategic leadership and significant contributions to the Bank’s management and institutional strengthening.

Throughout his career, he has accumulated extensive experience in boards and governance entities, having served as a member of the Governing Board of Fundação Bradesco, chaired the fiscal council of a social organization, and acted as a full member of fiscal councils of various organizations, reinforcing his strong background in corporate governance.

Graduated in Economics and Accounting from Faculdade de Ciências Econômicas e Administrativas de Osasco (FACFITO), he holds an Executive MBA in Finance from Insper – Instituto de Ensino e Pesquisa, an MBA in Controllership from Faculdade de Economia, Administração e Contabilidade da Universidade de São Paulo (FEA/USP), and advanced executive education from Fundação Dom Cabral and IESE Business School – University of Navarra.

Alternate Member of the Fiscal Council of Banco Bradesco S.A. He has a well-established professional career spanning over 40 years, with significant experience in technology, governance, regulation, and financial system infrastructure, having held executive and board positions in key organizations within the sector.

He began his career at Itautec Informática, where he developed a strong technical foundation in hardware, software, firmware, and networking, while also taking on strategic pre- and post-sales roles. He later joined NCR Brasil (formerly AT&T Global Information Solutions), where he held leadership positions culminating in his role as Officer of Professional Services, leading a restructuring of the area with a focus on consulting, complex projects, and integrated solutions for the banking and retail sectors.

Between 1997 and 2002, he served as COO and CEO of GTech Brasil, where he led the implementation of Caixa Econômica Federal’s online lottery system—one of the largest technology projects in the country at the time—along with the deployment of corporate systems and key initiatives for the financial market. In 2002, he joined Câmara Interbancária de Pagamentos (CIP), initially as Chief Technology Officer (CTO) and, from 2006 onward, as CEO, where he was responsible for the implementation and evolution of critical systems within the Brazilian Payment System, including TED, DOC, and boletos.

As head of CIP until 2022, he led its consolidation as a strategic infrastructure for the Brazilian financial market, driving significant growth in scale, operational efficiency, and institutional engagement with the Central Bank and industry entities. Following the transition to Núclea, he has been serving as an advisor and member of governance and oversight bodies, as well as coordinating an interoperability working group under the Central Bank.

Graduated in Electrical Engineering, with a concentration in Electronics, from Escola Politécnica da Universidade de São Paulo (USP), he holds an MBA from FIA/USP, in partnership with Vanderbilt, Cambridge, and Lyon Universities.

Alternate Member of the Fiscal Council of Banco Bradesco S.A. since March 2026, following his tenure as an Effective Member since March 2023. He has a solid track record in corporate governance, risk management, liquidity, and capital management, with previous experience serving on fiscal councils of companies within the Bradesco Group and other relevant financial market institutions. His performance is marked by strong technical expertise, a systemic perspective, and alignment with best regulatory and governance practices.

He began his career in 1976 at Banco BCN S.A., an institution later acquired by Banco Bradesco S.A. In 1999, he joined the then newly created Risk Management Department, where he played a key role in Market Risk activities, including model development, daily Value at Risk (VaR) calculations, stress testing, risk policies, and the assessment of impacts on the conglomerate’s balance sheet and liquidity, maintaining close interaction with Treasury, Controllership, and Accounting. From 2001 onward, he worked in the Treasury and Funding Operational Control Department (currently the Business Operations Department), taking on strategic responsibilities related to Asset and Liability Management (ALM), P&L monitoring, trader exposure, and daily liquidity assessment. In December 2007, he was promoted to Executive Superintendent, a role he held until April 2020. Between 2013 and 2020, he also worked in the Planning, Budget, and Control Department (Controllership), with a focus on capital projection and monitoring, in coordination with the Risk area, supporting decision-making by the Executive Board and the Board of Directors.

Graduated in Foreign Trade from Universidade Paulista (UNIP), he holds an MBA in Project Management from Fundação Getulio Vargas (FGV). He has further enhanced his academic background with the Pre-AMP Preparation Program and the Advanced Management Program (AMP) at The Wharton School – University of Pennsylvania, as well as the PMD Bradesco – Program for Management Development at IESE Business School – University of Navarra. He is a Certified Fiscal Council Member by the Instituto Brasileiro de Governança Corporativa (IBGC) and an associated member of the institution.