Chairman of the Board of Directors of Banco Bradesco S.A. He began his career at Bradesco at the age of 17 as a clerk. Over more than four decades, he has held various leadership positions, including Marketing Officer, Chief Executive Officer of Bradesco Vida e Previdência, and CEO of Bradesco Seguros. In 2009, he was appointed Chief Executive Officer (CEO) of Banco Bradesco, a position he held until 2018, when he became Chairman of the Board of Directors. In addition to Banco Bradesco S.A., he currently holds interests in companies within the Conglomerate, serving on Boards of Directors and Executive Boards.

His tenure at Bradesco was marked by major acquisitions, such as HSBC Brasil in 2015. He was recognized as one of the 100 most influential Brazilians and listed among the best CEOs in Brazil by Forbes magazine.

In addition to his work at Bradesco, he has a significant presence in various areas of the financial sector. He was named Entrepreneur of the Year in the finance category by Isto É Dinheiro magazine and continues to influence the Brazilian financial market with his strategic vision and solid leadership. He was President of the National Fundraising and Marketing Commission of Associação Brasileira das Entidades de Crédito Imobiliário e Poupança (ABECIP), President of Federação Nacional de Saúde Suplementar (FENASAÚDE), President of the Council of Representatives and Executive Board of Confederação Nacional das Instituições Financeiras (CNF), Member of the Superior Council and Vice President Confederação Nacional das Empresas de Seguros Gerais, Previdência Privada e Vida, Saúde Suplementar e Capitalização (CNSeg), Member of the Board of Directors and Advisory Board of FEBRABAN – Federação Brasileira de Bancos, Member of the Board of Directors of Associação Brasileira das Companhias Abertas (ABRASCA), Member of Conselho de Desenvolvimento Econômico e Social da Presidência da República (CDES), Member da Comissão de Assuntos Internacionais da SUSEP – Superintendence of Private Insurance.

Graduated in Philosophy and postgraduate degree in Socio-Psychology from Fundação Escola de Sociologia e Política de São Paulo (FESPSP).

Vice-Chairman of the Board of Directors of Banco Bradesco S.A. He began his career in 1976 as a clerk. Since then, he has dedicated his professional life to the Bank, becoming Vice President of the Executive Board in 2014 and of the Board of Directors in 2022.

He has extensive knowledge of banking products and services, resulting from his long experience in the branch network, where he worked for almost 30 years, four of which as Regional Director. He coordinated the Audit Committee of Banco Bradesco, S.A. for over four years. He has experience in Risk Management due to his work in areas such as: Integrated Risk Control, Internal Controls and Compliance, Auditing, Corporate Security, Legal, and Ombudsman. In addition, he was a member of the Banking Self-Regulation Council of the Brazilian Federation of Banks (FEBRABAN) and Vice President, President, and Effective Member of the Advisory Board of the Credit Guarantee Fund (FGC). He was also Chairman of the Board of Directors of CIP S.A. (Nuclea), factors that demonstrate his extensive knowledge and consolidate his experience. He is currently Chairman of the Board of Directors of Bradesco Bank (Florida, USA), Vice-Chairman of the Board of Directors of Bradespar S.A. and Bradesco Leasing S.A., and a member of the Board of Directors of several companies in the Bradesco Seguros Group.

Graduated in Accounting from Universidade Federal do Rio Grande do Sul and Business Administration from Universidade Luterana do Brasil (ULBRA), he participated in the International Executive Program (Advanced Management Program) at The Wharton School – University of Pennsylvania, USA; Financial Institutions Management (Banking) and has a specialization in Retail for Low-Income Segments and Credit Risk Management – Portfolio Vision, from the Fundação Getúlio Vargas (FGV) – São Paulo School of Business Administration; and is certified as a Board Member from Instituto Brasileiro de Governança Corporativa (IBGC).

Member of the Board of Directors of Banco Bradesco S.A. since 1990, in addition to holding management positions in Bradesco’s parent companies. He is noted for his experience in the areas of education and culture, serving as a member of the Governing Board and Officer of the Bradesco Foundation.

With extensive experience in education and culture, his work is marked by significant contributions to the dissemination of the concept of culture, education, and sustainability in Brazil.

Graduated in Pedagogy from Pontifícia Universidade Católica de São Paulo (PUC-SP), Master’s Degree in Education from New York University (NYU), in addition to honors conferred upon her, such as: Fernando de Azevedo Award – “Educator of the Year 2005,” from the Brazilian Academy of Education, the title of “Sustainability Citizen 2015,” awarded by the Academia Brasileira de Marketing (ABRAMARK), in recognition of her relevant and decisive contributions to the dissemination of the concept of sustainability in the country, through the Fundação Bradesco. Member of UNESCO’s High Level Reflection Group since 2020.

Member of the Board of Directors of Banco Bradesco S.A., having joined the Executive Board in 2009. In 2014, he was elected Vice President, and in 2018, he also became a member of the Board of Directors. In 2019, he became solely a member of the Board of Directors. In addition, he holds various management positions in Bradesco’s parent companies. He is also a member of the Board of Directors of B3 S.A. and Bradespar S.A.

Information Technology professional with extensive experience in Risk Management. From 2014 to 2020, he was a member of the Integrated Risk Management and Capital Allocation Committee, and since 2020, he has been Coordinator of the Bradesco Risk Committee and Member of the Risk and Finance Committee (CRIF) of B3 S.A. – Brasil, Bolsa e Balcão. He has been recognized for his contributions to the sector, receiving awards and distinctions throughout his career. His expertise in technology and finance makes him an influential and respected figure in the Brazilian market. He continues to positively impact companies and the financial sector with his strategic vision and leadership skills.

Graduated in Electrical Engineering from Escola Politécnica da Universidade de São Paulo (Poli/USP), he has a specialization in Data Communication and Software Development from NCR Comten, Inc. USA, university extension course in Finance from Wharton Business School – Pennsylvania, USA, participated in Executive Development programs at Columbia University – New York, USA, and for Corporate Directors of Boards of Directors at Harvard Business School, Boston, USA.

Member of the Board of Directors of Banco Bradesco S.A. since 2021, in addition to holding management positions in the Bank’s controlling companies.

He is a partner and administrator in family businesses in the real estate and agricultural segments.

He holds a degree in Economics from Centro Universitário das Faculdades Metropolitanas Unidas (FMU), and a Higher Education course in Specific Training in Event Organization and Management from Universidade Anhembi Morumbi (UAM) and Food & Beverage Operations from IHTTI School of Hotel Management Neuchâtel Switzerland (Switzerland).

Member of the Board of Directors of Banco Bradesco S.A., where he began his career in 1978. Since then, he has dedicated his professional life to the bank, rising to leadership positions over the years. In 2009, he was appointed Director, in 2012, Executive Officer, in 2017, Vice President, and in 2018, Chief Executive Officer, a position he held until 2023, when he was elected to the Board of Directors.

With over 20 years of experience in the branch network, he has extensive knowledge of banking products, as well as outstanding performance in the areas of Credit, Loans, and Financing. Between 2017 and 2023, he was also responsible for the Grupo Bradesco Seguros.

Graduated in Economics from Faculdade de Ciências Econômicas e Administrativas de Osasco (FEAO), in São Paulo, with specialization in Financial Strategies and Marketing from Fundação Instituto de Administração (FEA/USP), in Financial Management from the Fundação Getúlio Vargas (FGV) and in Finance Strategies from the Fundação Dom Cabral (FDC). He also participated in the Bradesco Advanced Management programs at Fundação Dom Cabral (FDC) and the Advanced Management Program (AMD) taught by the IESE Business School – University of Navarra, São Paulo.

Member of the Board of Directors since November 2024. He was Vice President of Banco Bradesco S.A. between 2021 and 2024. He worked in the areas of Business Planning, Internal Audit, Processes, Data and IT.

He began his career at Bradesco Organization in June 1983, working in the areas of Inspection, Auditing, Project Management and IT Governance. In January 2017, he was promoted to Executive Officer and, in March 2021, to Vice President Officer, actively participating in the bank’s technological evolution. He led the Ágora Project, Investment House, which earned him the title of IT Executive of the Year 2020 by IT Mídia, in partnership with Korn Ferry, in the Banks category. The project aimed to create a unified and dynamic platform for Bradesco Brokerage’s individual clients who operate in the capital markets.

Graduated in Administration from Universidade Paulista (UNIP), he has a “Lato Sensu” Postgraduate Degree – MBA with specialization in Knowledge, Technology and Innovation from Fundação Instituto de Administração (FIA) and another MBA in Controller from Fundação Instituto de Pesquisas Contábeis, Atuariais e Financeiras da Universidade de São Paulo (FIPECAFI/USP), International module – MBA in Knowledge, Innovation and Technology from Bentley College – Waltham Massachussetts – USA, in addition to the Advanced Management Program from Fundação Dom Cabral (FDC) and the Advanced Management Program – IESE Business School from the University of Navarra, São Paulo, SP.

He developed his skills and experience through participation in international programs, such as: “Changing the Game: Negotiation and Competitive Decision Making” by Harvard Business School; “Customer – Focused Innovation Program” and “Leading Change and Organizational Renewal Program” by Stanford University Graduate School of Business; “Making Strategy Work: Leading Effective Execution” and “Strategic Thinking and Management for Competitive Advantage Program” by The Wharton School; “The Leadership at the Peak Program” by the Center for Creative Leadership and the “Advanced Strategy Program: Building and Implementing Growth Strategies”, “High Performance Leadership” and “The Executive Development Program” by the University of Chicago Booth School of Business, all in the United States of America.

Independent Member of the Board of Directors of Banco Bradesco S.A. since 2020.

With extensive experience in the insurance market, he began his career in 1969 at SulAmérica Seguros. In December 1999, he joined Bradesco Seguros S.A. as Vice President, where he remained until March 2011. During this period, he also held executive positions in the administration of companies in the Bradesco Seguros Group. Currently, in addition to his role at Banco Bradesco, he is Vice President of the Boards of Directors of companies in the Bradesco Seguros Group and a Full Member of the Boards of Directors of Odontoprev S.A. and Fleury S.A. He is also a member of the Strategic Committee of the Brazil-United States Chamber of Commerce, a member of the Geneva Association Committee, and an observer member of the Insurance Association of Insurance Supervisors.

Graduated in Accounting and Administration from Universidade Federal do Rio de Janeiro (UFRJ) and in Law from Universidade Candido Mendes (UCAM).

Member of the Board of Directors of Banco Bradesco S.A. since 2020.

A practicing lawyer for over 30 (thirty) years, he worked for over 15 years as a legal consultant for Associação de Investidores no Mercado de Capitais (AMEC), issuing opinions and drafting institutional statements in defense of the rights and interests of minority shareholders. Since 2017, and for three terms, he was elected as a Full Member of the Fiscal Council of Bradesco, always nominated by minority shareholders, in addition to having been a member of Fiscal Councils in several companies in the market, in various segments.

Graduated in Law from Faculdade Paulista de Direito da Pontifícia Universidade Católica de São Paulo (PUC-SP) and postgraduate in Civil Procedural Law from Pontifícia Universidade Católica de São Paulo (PUCSP-COGEAE) and in Corporate and Tax Law from Instituto de Ensino e Pesquisa (Insper).

Independent Member of the Board of Directors of Banco Bradesco S.A. since 2021.

He joined Central Bank of Brazil in 1976, in the Inspection Division, and in 1988, he became Head of Division, responsible for the inspection of Financial Institutions in São Paulo, remaining in that agency until 1998. He has accumulated significant experience in Risks. At the Central Bank of Brazil, he had experience in implementing a matrix structure and creating teams of inspectors specialized in IT systems, capital markets, risk management and credit risk analysis for direct inspection. He was also responsible for the preparation of the Supervision Programs, which consider the risks assumed by the Financial System, as well as the particularities of its agents. At KPMG Auditores Independentes, where he was a partner from 1998 to 2004, in the Financial Services area, he worked on the implementation of internal audit consulting services – outsourcing, self-assessment of controls and risks, Compliance diagnosis, Risk Assessment/Management, regulatory affairs and special projects related to controls and risks for the financial industry, in addition to having carried out several works in the areas of Compliance and Risk Management in the main Brazilian Banks. In 2004, he joined the Audit Committee of Bradesco, where he served as a Financial Specialist Member from 2004 to 2009 and, subsequently, from 2014 to 2021, when he was elected Independent Member of the Board of Directors.

Graduated in Accounting and Business Administration from Faculdade de Ciências Econômicas de São Paulo da Fundação Escola de Comércio Álvarez Penteado (FECAP), postgraduate, with specializations in Finance from Fundação Getúlio Vargas (FGV), in Auditing from Fundação Instituto de Pesquisas Contábeis, Atuariais e Financeiras – Universidade de São Paulo (FIPECAFI – USP) and in Economics with Theory and Operation of a Modern National Economy from George Washington University, Washington-DC. He has a Fiscal Council certification from Instituto Brasileiro de Governança Corporativa (IBGC).

Member of the Board of Directors of Banco Bradesco S.A. since March 2022, as well as a member of the Sustainability and Diversity Committees and the Strategy Committee. She also serves as a member of the Board of Directors and Coordinator of the Investment Committee of Solvi Essencis Ambiental S.A., member of the Advisory Board of GFANZ – Global Financial Alliance for Net Zero, member of the Board of Climate Finance Hub Brasil, member of the Ethics Council of ANBIMA – Brazilian Association of Financial and Capital Market Entities, an association of which she was president for four years, Member of the Supervisory Board of Securities Analysts of APIMEC NACIONAL – Association of Professional Investment Analysts of the Capital Market, Member of the Advisory Board of Seneca Evercore Advisors, and Member of the Brazilian Chapter of the WCD Foundation – Women Corporate Directors. He was Vice Chair of the TCFD-FSB – Task Force on Climate-related Financial Disclosures until the closure of that task force.

Executive with extensive experience in the Organization, acquired throughout her career at Banco Bradesco, where she held executive positions until January 2019, reaching the Executive Board in 2012. Denise has a history of leadership in various organizations, boards, and committees, standing out for her work in investments, governance, and sustainability, while also accumulating solid experience in the areas of capital markets and portfolio management. She was also a director of companies at Banco Nacional de Desenvolvimento Econômico e Social (BNDES) in 2019.

She holds a degree in Economics from Faculdade Armando Álvares Penteado (FAAP) and in Law from Universidade Paulista (UNIP), an Executive MBA in Finance from Instituto de Ensino e Pesquisa (Insper) and has participated in the International Executive Program (AMP – Advanced Management Program) at IESE Business School.